2009 Volvo XC60  or similar - *Second driver included All Kalbaj shpk vehicles come with mandatory TPL insurance. Optional insurance coverage, such as Collision Damage Waiver (CDW) and Theft Protection (TP), is available for purchase at an additional cost. Please refer to our rental agreement for specific details regarding insurance coverage and limitations. Vehicles from 2014 and newer are covered by comprehensive insurance, including collision damage waiver (CDW) and theft protection. For older vehicles, damages will be the renter’s responsibility.